In order to register for an account, you will need the following information:
A representative will email you a temporary password after verifying your account information.
RegisterIf you are an agent, please click here to register.
These Website Terms and Conditions of Use apply to the web site owned and operated by KJZT Family Life and its subsidiaries, affiliates, and related group of companies (collectively “KJZT Family Life”), including but not limited to: www.kjzt.org; and www.kjzt.qladmin.com; (collectively and each separately, the “Site”). Any use of this site constitutes your agreement to these Terms and Conditions of Use.
The Website Privacy Policy is incorporated into and is part of this Terms and Conditions of Use. The Privacy Policy includes terms that are important to the Terms and Conditions of Use.
All of the content contained on or provided through this site, such as text, graphics, images, information, and other material (“Content”), is general in nature and for informational purposes only. KJZT Family Life does not engage in the practice of medicine. KJZT Family Life does not provide medical diagnoses or recommendations about the course of treatment for your particular circumstances and does not recommend or endorse any specific services, procedures, tests, products, or procedures referred to or opinions or information that may be contained in the Content for your particular circumstances. The Content is not intended to be used as a substitute for medical advice, diagnosis, or treatment, and should never be used as a substitute for seeking medical advice from your own physician or healthcare provider. The Content is for your personal use only and will not be assessed or reviewed by KJZT Family Life as a means to diagnose, treat, recommend or otherwise suggest or imply any medical symptom, condition, diagnosis, or treatment. KJZT Family Life always recommends that you seek the advice of your physician or qualified healthcare provider with any questions you may have regarding your health and/or a medical condition, regardless of any information you may obtain from the site.
Any diagnosis or treatment decisions made by you should be made in consultation with your qualified healthcare provider. Do not rely on the Content or on anything you have read or seen on the site to make medical or treatment decisions. NEVER DISREGARD MEDICAL ADVICE OR DELAY IN SEEKING IT BECAUSE OF SOMETHING YOU HAVE READ OR SEEN ON THIS SITE.
This Site Contains No Third Party Marketing or Advertising
The members of the KJZT Family Life are licensed and authorized to offer insurance in the State of Texas. KJZT Family Life is licensed in the State of Texas, All U.S. business placed with these companies must be placed in accordance with U.S. regulatory requirements, and coverage must comply with local law. Nothing in this site should be construed to solicit insurance business from U.S. residents.
Use of Content
The Content is protected by all applicable intellectual property laws, including without limitation, Title 17 of the United States Code. The Content contains trademarks, service marks, copyrighted material, registered and unregistered trademarks of KJZT Family Life and its licensors. All rights and title to the Content, trademarks, service marks and copyrighted material herein remain with KJZT Family Life or its licensors, at KJZT Family Life’s discretion.
KJZT Family Life licenses you only to view the site, and to download (at your own risk) a single copy of the Content solely for your personal use, provided that you do not publish, abuse, quote, misuse, alter, obscure, or remove any copyright or trademark notice present in the Content. All rights not expressly granted herein are reserved to KJZT Family Life and its licensors, and if you violate any of the conditions set forth above, your license to view the Content shall automatically terminate and you must immediately destroy any electronic or paper copies of the Content in your possession. You may not reproduce, duplicate, copy, sell, trade, resell, or exploit for commercial or other gain any portion of the site or the Content. You may not circumvent or disable any security measure adopted by the site (including, without limitation, making available any use passwords or access codes issued to others.) You may not access or use the source code (other than human readable HTML code made available through the ordinary operation of commercial browsers) used to implement and operate the site by any means, including, without limitation, reverse engineering such source code through reverse engineering, decompilation, or disassembly of executable code made accessible through the site. You may not link to this site.
It is your sole responsibility to (i) control the dissemination and use of activation codes and passwords; (ii) authorize, monitor, and control access to and use of your member account and password; (iii) promptly inform KJZT Family Life of any need to deactivate a password. You grant KJZT Family Life and all other persons and entities involved in the operation of the site the right to transmit, monitor, retrieve, store, and use any and all of your information in connection with the operation of the site.
KJZT Family Life reserves the right, at its sole discretion, to revoke, reduce, limit, restrict or otherwise amend your licensee to view this site, including termination, with or without cause, for any reason or no reason. These actions are in addition to and not in lieu or limitation of any other right or remedy KJZT Family Life may have available at law or equity. Further, KJZT Family Life shall not be liable to you or any third party for any such termination, restriction, change, amendment or discontinuance.
You expressly agree that exclusive jurisdiction for any dispute with KJZT Family Life, or in any way relating to your use of this site, resides in the federal or state courts of Travis County, in the State of Texas and you further agree and expressly consent to the exercise of personal and subject matter jurisdiction in the courts of the State of Texas in connection with any such dispute including any claim involving KJZT Family Life or its affiliates, subsidiaries, employees, contractors, officers, or directors.
These Terms and Conditions of Use are governed by the internal substantive laws of the State of Texas, without respect to its conflict of laws principles. If any provision of these Terms and Conditions of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions of Use, which shall remain in full force and effect.
The use of the site and the Content herein is at your own risk. The site and the Content are provided on an “AS IS” basis. You should not assume that the Content is complete or up to date on any particular topic. KJZT Family Life assumes no liability arising from or relating to the delay, failure, omission, action, inaction, interruption, or corruption of any data or other information transmitted in connection with use of the site.
YOUR USE OF THIS SITE AND ITS CONTENTS IS STRICTLY AT YOUR OWN RISK. KJZT Family Life and its licensors and suppliers are not liable for direct, indirect, incidental, special, consequential, or other damages, punitive or otherwise, whether foreseeable or unforeseeable, of any kind whatsoever, arising out of or in connection with this site, whether based on warranty, contract, tort, negligence, act, omission, product liability or any other legal or equitable theories, even if KJZT Family Life and its licensors and suppliers have been directly or indirectly placed on notice of any defect, omission, or required amendment to the site.
KJZT Family Life is not liable to you or anyone else for any decision made or action taken based on reliance upon Content or the site.
KJZT FAMILY LIFE, AND ITS LICENSORS AND SUPPLIERS, EXPRESSLY DISCLAIM ALL WARRANTIES FOR THE CONTENT OF THE SITE, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, TITLE AND FITNESS FOR ANY PARTICULAR PURPOSE.
KJZT Family Life, and its licensors and suppliers, make no representations or warranties about (i) the accuracy, reliability, completeness, currency, or timeliness of the Content, software, links, or communications provided on or through the use of the site, and (ii) the satisfaction of government regulations requiring disclosure of information s or the approval or compliance of any software tools with regard to Content provided on the site.
You agree to defend, indemnify and hold KJZT Family Life, its officers, directors, employees, agents, licensors and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements (including without limitation reasonable attorney and accounting fees or costs), resulting from or alleged to result from your violation of these Terms and Conditions of Use.
This site may, from time to time, contain links to third-party web sites. The linked sites are not under the control of KJZT Family Life, and KJZT Family Life is not responsible for the contents of any linked site. KJZT Family Life provides these links as a convenience only, and a link does not imply endorsement of, sponsorship of, or affiliation with the linked site by KJZT Family Life. You should investigate these links and information on these links as you feel necessary or appropriate before proceeding with any transaction with any of these third parties. Your use of third-party web sites is at your own risk and subject to the terms and conditions of use for such sites. KJZT Family Life disclaims any and all liability for any and all information set forth on linked sites.
Any modifications made to these Terms and Conditions of Use will be effective immediately upon posting on this site. By accessing or using the site, you agree to be bound by all of the Terms and Conditions of Use as posted on the site at the time of your access or use. You agree to review the Terms and Conditions of Use posted on the site each time you use this site so that you are aware of any modifications made to the Terms and Conditions of Use.
If you have any questions regarding these Terms and Conditions of Use, please contact KJZT Family Life, PO Box 18896, Austin, Texas 78760 USA.
If you become aware of any breach of Site security, these Terms and Conditions of Use, or the Privacy Policy, please notify us immediately.
The above Terms and Conditions of Use are effective as of June 2, 2025.
Last updated: (6.2.2025)
KJZT Family Life (“us”, “we”, or “our”) operates www.kjzt.qladmin.com (the “Site”). This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site.
We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.
While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:
- Information from you on insurance and/or loan applications such as name, address, Social Security number, birth date and financial data;
- Information received from consumer reporting agencies such as credit history;
- Information received from outside companies such as medical records or verification of information provided by you.
The non-public information collected may be shared within the KJZT Family Life to allow us to better provide services to you while maintaining accurate and current records. Access to information about you is limited to authorized personnel and is restricted only to the information needed to provide products and services to you. Medical information is shared only during necessary underwriting procedures and used to determine insurability, to process a claim, or as you have given written consent.
Disclosures of information about you to any other organizations will only be done as permitted or required by law. An example of this would be in underwriting insurance or processing a claim. We may also disclose information to organizations that provide services to us, such as reinsurance companies, consumer reporting agencies and others whom you have authorized. We may also disclose information about you when required by government agencies in response to subpoenas and other legal processes.
Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”).
This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.
In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this.
We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information.
Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your computer’s hard drive.
Like many sites, we use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
This Privacy Policy is effective as of 6.2.2025 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.
We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.
If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.
Members who have any questions or concerns about the Privacy Policy of the KJZT Family Life, may call 1-888-253-2338 or write to us at: KJZT Family Life, PO Box 18896, Austin, TX 78760.